copy and post by Mei Ling Lin
1. Make sure all your cars are on the same policy
Most insurance companies offer a “multi-vehicle discount” for customers who insure more than one car on the same policy.
2. Insure both your car and home with the same company
Again, this may qualify you for a discount called the “multi-line discount.” Most companies offer this savings as an incentive to get your home insurance business too.
3. Have an anti-theft device installed in your car
If you take measures to ensure your car is less likely to be stolen, then some insurance companies will offer an “anti-theft discount” if certain anti-theft devices are installed.
4. Ask about other discounts you might be able to get
Additional common discounts include the age, low mileage, occupational and auto club discounts, all of which could save you money if you qualify.
5. Increase your deductibles
The higher your deductibles, the lower your insurance premium — so raise them as much as you can. Keep it affordable though, because this is how much you’ll have to cover if you need to submit a claim.
Most insurance companies offer a “multi-vehicle discount” for customers who insure more than one car on the same policy.
2. Insure both your car and home with the same company
Again, this may qualify you for a discount called the “multi-line discount.” Most companies offer this savings as an incentive to get your home insurance business too.
3. Have an anti-theft device installed in your car
If you take measures to ensure your car is less likely to be stolen, then some insurance companies will offer an “anti-theft discount” if certain anti-theft devices are installed.
4. Ask about other discounts you might be able to get
Additional common discounts include the age, low mileage, occupational and auto club discounts, all of which could save you money if you qualify.
5. Increase your deductibles
The higher your deductibles, the lower your insurance premium — so raise them as much as you can. Keep it affordable though, because this is how much you’ll have to cover if you need to submit a claim.
Great tips! Also make sure that only regular drivers are named on the policy. Putting in more will only add to your premiums.
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