Posted by: Lindsey Connell
Travel insurance is extremely important to have and there are five types: medical evacuation insurance, trip cancellation and interruption insurance, baggage insurance, car rental travel insurance, and flight accident insurance. There are many reasons why you should get travel insurance and the first reason is because domestic insurance plans usually don’t cover you if you go abroad. If you went abroad and didn’t have insurance, you wouldn’t have that sense of security and could ultimately end up in a very dangerous and costly situation. Also, domestic health plans usually have limited or no ability to deal with international claims, so your security with your current insurance will be completely gone once you go abroad. Another reason is because medical treatment abroad can be very expensive. In fact, you may be abroad and have medical care that you think you can afford before you realize the price differences between countries, and by that time, you are financially in over your head. Besides this, travel insurance covers you if your bags are lost for up to $1,000 and although lost bags are rare, they do happen and can completely ruin a trip whether it is for work or vacation.
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