Monday, April 6, 2009

Steps To Choose A Right Auto Insurance Company



Post by Mei Ling Lin


You may know the steps or ways that can assist you to buy an automobile in a good price. Right now, you need to learn how to select a right insurance company to purchase your auto insurance. Because many insurance companies, which may promote well but have the worst services that you don’t know about. There have some steps that can help you to find a good insurer or agent.

1.Visit state’s department of insurance web site, because the State department of insurance would have name list of all insurance companies and their sell policies in the state.
2.Find out which insurers body shops recommend, because they know which company can provide the best service with low cost.
3.Check the J.D. Power Ratings
4.Consider insurers’ financial strength ratings
5.If you still confused, then consider working with an agent
6.Visit local agents’ offices, ask for a rate quote and gauge responses
7.Ask about “claims-free” discounts for time a policy is in force without a chargeable claim
8.Ask about a “multiline” discount if you buy more than one line of insurance
9.Ask about office hours and after-hours assistance
10.As k for company rating and financial information
11.Determine if the company has agents and claims offices in other states if you travel extensively
12.Ask friends and acquaintances about the company


source #1 #2 #3

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