Dental Insurance: More important for some, but necessary for all

Posted by Lindsey Connell

Dental insurance may be just another free benefit some receive at work but it could be a life saver for others. While most people get their teeth checked twice a year, some require additional attention for their teeth and if teeth or gum problems arise in someone’s mouth, the fix for it is usually very expensive. One way to prepare for these expenses is to use a flexible spending account to pay pretax dollars toward medical and dental costs. If your company does not offer dental insurance, it is very beneficial to purchase an individual dental insurance plan to cover a portion of any dental expenses you may incur. Dental checkups shouldn’t be taken lightly because bad teeth could mean gum diseases or infections in the mouth. These diseases can add up causing extreme sickness, so it is definitely worth buying dental insurance to get your mouth checked every once and a while. It is important to note however that no dental insurance company is going pay for the full amount of your dental expenses so it is necessary to find an insurance plan that fits your situation and lifestyle. If you require a lot of dental attention than it would be appropriate to talk with your employer about trading in a company benefit for dental insurance or you should invest more money into a good health insurance company that will cover more of your expenses.

http://health.usnews.com/articles/health/2008/02/14/taking-the-cost-out-of-the-bite.html

http://ezinearticles.com/?The-Importance-of-Dental-Care-To-Overall-Body-Health&id=228937

http://www.wellsphere.com/dental-health-article/the-importance-of-dental-insurance/796725