Wednesday, December 2, 2009

Why it is necessary to have car insurance

Posted by Lindsey Connell

Car insurance is extremely important to have whether you are a good or bad driver. Although car accidents usually are very infrequent, most people will make a claim at least once in their lifetime. If you are pulled over without having car insurance, you will lose your license but there are other reasons to have insurance besides the legality factor. If you are in a car accident and are at fault, if you don’t have insurance you cannot cover the other victim’s recovery expenses. In the reverse, if you are the victim and are hit by an uninsured driver while you are uninsured yourself, than you will have to pay for your health care out of pocket, which is extremely expensive. Also, driving without car insurance could leave you personally liable for significant third party claims in the event of an accident. Although car insurance isn’t something that is necessarily used every day, it is better to be safe than sorry. With this type of insurance, paying insurance expenses over the years is usually less expensive than getting in a bad accident and not being insured. As health care expenses continue to increase, it makes it nearly impossible for those without insurance to receive the treatment they need after being involved in a car accident. Therefore, it is extremely important and beneficial to invest in auto insurance.


  1. There is no doubt that car insurance is essential for every car owner. I think it is important to know what car insurance can do for you to make you understand that you are not wasting your money on something that is of no use.

  2. Good post Lindsey. The car insurance is important for those who own a car and it’s a really safety too. There are many cheap car insurance companies which provide all the schemes or policies and benefits which is really very helpful. You can even insure for single day or for month. Such short term car insurance is really very easy to get and very useful and can also save money on car