Monday, March 16, 2009

How You Can Save on Car Insurance

Posted By Michael Collins

Before you compare rates, check out these money-saving tips for your car insurance.

1. Earn a low mileage discount. If you work from home, carpool or use public transportation, look for companies with discounts for low mileage, pay-as-you-go, or carpooling. And, tell your current insurance company if you're driving less these days; rates may be lower if you drive less than 10,000 miles each year.

2. Increase your deductibles. You may save 10 percent or more on your comprehensive and collision premiums if you increase your deductible from $250 to $500. And, if you car is really old, it may be time to drop comp and collision coverage completely—but only if you're willing to pay for repairs yourself.

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