Sunday, October 4, 2009

Time to find better auto insurance

By Minjune Kim

Automotive Insurance is a vital part of our lives and we are required to have it to drive a car in the United States. Knowing how your rates are calculated is an important thing to know about so that you.

AUSTIN – Drivers in the Dallas area have seen their insurance rates jump by double digits from a year ago, while homeowners have seen a more modest increase of around 5 percent, according to new rate figures compiled by the Texas Department of Insurance. The figures, based on mandatory rate filings by the top 25 insurer groups in Texas, showed that the cost of liability coverage for drivers jumped more than 10 percent in most parts of Dallas County and surrounding areas. Liability coverage makes up about half the premium for a typical auto policy.

Finding the cheapest insurance will take a bit of effort on your part though, but will be well worth it in the end. When you are searching for affordable automotive insurance available in your area, you will have to check around and do a comparison of many companies against one another. Before agreeing to any one policy, always utilize the internet to compare even further.Requesting quotes from each agency will give you more details on who is the best for your situation. You will want to decide on the company that will give you the best premium rate and that has the best coverage for that price. Comparing auto insurance quotes side by side can give you the information you need as you can see them right there next to each other in black and white.
Keeping your vehicle in excellent shape and performing all maintenance in a timely manner will help to ensure that you keep your insurance rates more affordable. Keeping your car in tip-top shape will help you to avoid unnecessary accidents. The insurance companies assume that a well taken care of vehicle will result in fewer claims made against the insurance, which can help your premium to be reduced.
Speaking with your insurance agent about available discounts can also help to reduce your premium amount. There could be things you could do easily that would lower your insurance rates. Asking them is the best way of finding out for sure.

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1 comment:

  1. Auto insurance is a tricky thing to deal with. Expenses just keep piling up these days, and it is important to find the right car insurance for you. Really enjoyed reading about this.

    Posted By Adam Lindheim